Pakistan’s first fully Islamic digital bank launches on Garaj domestic cloud
Wire desk byline Sourced from Xinhua, Dawn, Arab News, Anadolu and Minute Mirror. Translated and abridged by the GSRRA Desk.
Raqami Islamic digital bank deploys full tech stack on Tier III-certified platform, setting benchmark for cloud-hosted financial services
Raqami Islamic Digital Bank has launched as Pakistan’s first fully Islamic digital retail bank operating entirely on domestic cloud infrastructure.
The bank’s entire technology stack—core banking, digital channels, Production (PR) and Disaster Recovery (DR) environments—runs on JazzWorld’s Garaj platform, which is Tier III-certified and includes built-in redundancy, monitoring, access governance, and threat detection.
Raqami was designed as a cloud-native bank, eliminating legacy constraints and establishing a scalable, high-performance foundation for sustained digital growth.
The fully hosted deployment enables the bank to maintain regulatory compliance, high availability, security, and reliability, while supporting innovation and next-generation digital banking services.
Shahzad Rasheed, President of Enterprise Solutions at JazzWorld, said the launch demonstrates Garaj’s ability to support regulated banking operations on a secure, resilient domestic cloud infrastructure at a national scale.
Umair Aijaz, CEO of Raqami Islamic Digital Bank, said deploying on Garaj allowed the bank to create a secure, scalable, and future-ready foundation, accelerating innovation while upholding rigorous operational and security standards.
The launch establishes a new benchmark for cloud-hosted financial services in Pakistan and reinforces Garaj’s role in providing business continuity-enabled digital banking infrastructure.
Reference Link:- https://profit.pakistantoday.com.pk/2026/02/22/pakistans-first-fully-islamic-digital-bank-launches-on-garaj-domestic-cloud/
Zamir Ahmed Awan is the founder and Chair of the Global Silk Route Research Alliance, a think tank in Islamabad. He studied engineering at Shanghai University in the 1980s, and years later he went back to China as Pakistan's science counsellor in Beijing, from 2010 until 2016, working on science and higher education cooperation between the two countries.…
