Auto financing surges 38% to Rs. 382 billion
新闻台署名 来源：新华社、《黎明报》、《阿拉伯新闻》、阿纳多卢通讯社与《分钟镜报》。由 GSRRA 编辑部翻译并节选。
Housing loans also show significant growth of 29%, reaching Rs267b
KARACHI:
Bank lending to the automobile sector, housing finance, personal loans and private-sector credit exhibited a strong year-on-year growth in Pakistan.
According to statistics released by Arif Habib Limited (AHL), auto financing increased by 3.4% month-on-month and 38% year-on-year. Outstanding auto loans reached Rs381.69 billion in June 2026.
Earlier, Pakistan Automotive Manufacturers Association reported that Pakistan’s car sales hit 22,741 units in June 2026, higher by 4% year-on-year and 29% month-on-month.
According to the AHL data, housing finance also recorded a significant growth, rising 6.35% month-on-month and 29% year-on-year. Banks disbursed Rs267.09 billion in housing loans in June 2026, compared with Rs251.14 billion in May 2026.
Personal loans edged higher by 2.84% month-on-month and 7.68% year-on-year, with outstanding personal lending advancing to Rs282.89 billion in June 2026. Overall consumer financing expanded by 25.37% year-on-year, reaching Rs1.15 trillion.
The report showed that lending to the private sector increased by 15.38% year-on-year to Rs11.16 trillion in June, while the credit extended to the manufacturing sector went up 12.26% year-on-year to Rs6.01 trillion.
Meanwhile, loans to the construction sector increased 12.27% year-on-year to Rs236.15 billion. Financing for the agriculture, forestry, and fisheries sectors surged 35.64% year-on-year to Rs671.11 billion, while lending to these sectors recorded a 9.53% month-on-month increase in June.
Reference Link:- https://tribune.com.pk/story/2618907/auto-financing-surges-38-to-rs382-billion-1
Zamir Ahmed Awan is the founder and Chair of the Global Silk Route Research Alliance, a think tank in Islamabad. He studied engineering at Shanghai University in the 1980s, and years later he went back to China as Pakistan's science counsellor in Beijing, from 2010 until 2016, working on science and higher education cooperation between the two countries.…
