{"id":26215,"date":"2025-11-15T06:53:07","date_gmt":"2025-11-15T06:53:07","guid":{"rendered":"https:\/\/gsrra.com\/?p=26215"},"modified":"2025-11-15T06:53:12","modified_gmt":"2025-11-15T06:53:12","slug":"roshan-digital-account-inflows-rise-by-205m-to-11-3b","status":"publish","type":"post","link":"https:\/\/gsrra.com\/?p=26215","title":{"rendered":"Roshan Digital Account inflows rise by $205m to $11.3b"},"content":{"rendered":"\n<p><strong><em>SBP raises Rs493b in T-bills auction, drawing heavy participation; gold softens; rupee firm<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/i.tribune.com.pk\/media\/images\/aaa-canva-1200x900-161761057586-0\/aaa-canva-1200x900-161761057586-0-640x480.webp\" alt=\"photo afp file\" title=\"photo afp file\"\/><\/figure>\n\n\n\n<p>Pakistan received gross inflows of $205 million under the Roshan Digital Account (RDA) scheme in October 2025, taking the cumulative funds received since its launch in September 2020 to a robust $11.313 billion, according to latest statistics from the State Bank of Pakistan (SBP).<\/p>\n\n\n\n<p>The investment of $205 million in October marked an improvement compared to the six-month average of $189 million and the long-term average of $182 million since the programme&#8217;s launch, according to Topline Research. Meanwhile, net inflows \u2013 representing gross inflows minus repatriated funds \u2013 stood at $180 million during the month, also higher than the six-month average of $165 million and the overall average of $152 million since inception, reflecting sustained confidence of overseas Pakistanis in the scheme.<\/p>\n\n\n\n<p>Furthermore, the SBP conducted a Treasury Bill (T-bill) auction, raising Rs493 billion against the target of Rs550 billion, which indicated robust investor appetite despite a slight shortfall in acceptance. Bids totalled Rs1,562 billion across different tenures, underscoring sustained liquidity in the market.<\/p>\n\n\n\n<p>In the three-month segment, the auction drew Rs347 billion in bids against a Rs150 billion target, with Rs318 billion accepted at a cut-off yield of 11.04% \u2013 marginally lower than the secondary market&#8217;s close at 11.05% in the previous session. One-month bills mirrored a similar trend, where Rs112 billion was accepted out of total bids of Rs791 billion at 10.99%, a one-basis-point dip from last week&#8217;s levels. However, the six-month paper saw lighter acceptance, with only Rs15 billion raised from bids of Rs357 billion at 11.05%, flat when compared with secondary market yields.<\/p>\n\n\n\n<p>Weighted average yields held steady across the board \u2013 10.97% for one-month, 11.02% for three- and six-month tenors, and an overall auction average of 11.32%.<\/p>\n\n\n\n<p>In a parallel auction, the 10-year Pakistan Investment Bonds (PIB) Floating Rate Semi-Annual (PFL-SA) notes attracted Rs728 billion in bids against a Rs500 billion target, but only Rs55 billion was accepted at a cut-off price of 95.1, implying an effective rate of 11.75%. This represented a modest tightening of two basis points from the prior session&#8217;s 11.77%, with spreads over the benchmark narrowing to 0.85% from 0.87%.<\/p>\n\n\n\n<p>Separately, the SBP held a buyback auction of five- and 10-year PFL bonds to manage secondary market liquidity, accepting bids worth Rs122.1 billion at cut-off prices ranging between 98.76 and 100.48, and covering maturities between September 2028 and April 2029.<\/p>\n\n\n\n<p>The Pakistani rupee inched up against the US dollar in the inter-bank market on Wednesday, closing at 280.77, an appreciation of one paisa compared with the previous day&#8217;s rate of 280.78. Meanwhile, gold prices in Pakistan edged lower, despite a slight rise in the international market, where the yellow metal gained ahead of a US House of Representatives vote to reopen the government, a move that could restart the flow of key economic data and pave the way for a possible Federal Reserve rate cut in December.<\/p>\n\n\n\n<p>According to data released by the All-Pakistan Gems and Jewellers Sarafa Association (APGJSA), the price of gold fell by Rs1,000 per tola, bringing it down to Rs434,762, while the 10-gram rate dropped by Rs857 to Rs372,738. In contrast, silver prices increased by Rs81, reaching Rs5,434 per tola.<\/p>\n\n\n\n<p>Commenting on international price movements, Adnan Agar, Director at Interactive Commodities, noted that gold had broken its upper resistance level. &#8220;Gold has moved to the upside. It broke the $4,155 resistance and was trading around $4,170 at its high. The $4,100 level has formed a strong support over the last two days. If this holds, there&#8217;s a chance prices could reach $4,200 to $4,220,&#8221; he said, adding that the reopening of the US government would bring back critical data releases that could influence the next direction of the gold market.<\/p>\n\n\n\n<p>Reference Link:- <a href=\"https:\/\/tribune.com.pk\/story\/2577221\/rda-inflows-rise-by-205m-to-113b\" target=\"_blank\" rel=\"noopener\">https:\/\/tribune.com.pk\/story\/2577221\/rda-inflows-rise-by-205m-to-113b<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>SBP raises Rs493b in T-bills auction, drawing heavy participation; gold softens; rupee firm Pakistan received gross inflows of $205 million under the Roshan Digital Account (RDA) scheme in October 2025, taking the cumulative funds received since its launch in September 2020 to a robust $11.313 billion, according to latest statistics from the State Bank of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":26216,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"aside","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[2],"tags":[2076,24988,3064,483,24987,24986],"class_list":["post-26215","post","type-post","status-publish","format-aside","has-post-thumbnail","hentry","category-sample-category","tag-economy-2","tag-inflow-rise","tag-overseas-pakistanis","tag-pakistan-2","tag-roshan-digital-account-2","tag-roshan-pakistan","post_format-post-format-aside"],"jetpack_publicize_connections":[],"_links":{"self":[{"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/posts\/26215","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gsrra.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=26215"}],"version-history":[{"count":1,"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/posts\/26215\/revisions"}],"predecessor-version":[{"id":26217,"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/posts\/26215\/revisions\/26217"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gsrra.com\/index.php?rest_route=\/wp\/v2\/media\/26216"}],"wp:attachment":[{"href":"https:\/\/gsrra.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=26215"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gsrra.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=26215"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gsrra.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=26215"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}